Financing & Leasing
At Appel Ford, securing new or used Ford financing is a seamless process. Our experienced auto finance team is committed to helping you find the best payment plans that fit your budget, whether you’re purchasing a new Ford F-150 or a pre-owned Ford Escape. Want to get started on your auto loan? Filling out our online finance application is quick and easy. Once submitted, our team will assist in getting you pre-approved for a car loan or lease.
Not sure whether to lease vs. finance a vehicle? Our experts are here to help you understand the benefits of both options, ensuring you make an informed decision that suits your financial situation and driving needs. Considering trading in your current vehicle? Use our online trade-in valuation tool to find out what your car is worth. Trading in your car at our Ford dealership in Brenham is a straightforward process that can help reduce the cost of your new vehicle.
Need more information about our financing options? Contact our local Ford finance department today!
Buying Vs Leasing a Ford
Deciding whether to buy or lease a new Appel Ford can be a difficult choice. It is important to know the differences between the two options so you can figure out which is best for you.
When you buy a vehicle, you are paying for the entire vehicle. Typically buyers make a down payment, either pay the sales tax in cash or roll the amount into the loan, and then make monthly payments with a set interest rate. This option is great for those who drive many miles, or plan on keeping their car for a long period of time.
When you lease a vehicle, you are only paying for the amount of the vehicle you use. The sales tax is included in the monthly lease payment, which is determined in part by a money factor that is much like an interest rate on a new car loan. Typically the first monthly payment is made when you sign the contract. Leasing is a great option for those who want lower monthly payments and a new vehicle every few years.
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